Queensland has recently undergone severe storms that have caused flash floods and property owners should be on high alert regarding the safety of their rental properties. Take note of these tips on how you can claim insurance if your property has been affected by natural disasters, such as storms and flooding.
First, determine how much your rental property has been impacted by the natural disaster and if this event is covered under your landlord insurance policy.
Before re-entering your property, wait until your local council or emergency services has deemed it safe to re-enter homes in the area. However, if the disaster has impacted your property severely that you may not be able to access it for days or weeks, you should contact your insurer as soon as possible so they can get on top of the expected claim and be ready when you know the extent of the damage.
Once you are able to re-enter the home, document damages using photos and videos.When you’ve started repairs, it is important to keep hold of receipts for any work you do or materials you purchase as you may be able to claim those expenses.
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